How Did You Financially Survive Nursing School?

Nursing school is a rewarding journey, but let's be honest, it's also expensive. Between tuition, textbooks, clinical supplies, and the occasional caffeine fix to survive those late-night study sessions, the costs add up quickly. As a nursing student, you're not just investing time; you're investing money. But don't panic! With the right strategies, you can navigate this financial challenge and emerge stronger. Here's how.

1. Apply for Scholarships and Grants

One of the best ways to offset nursing school costs is by securing scholarships and grants. Unlike loans, these don't need to be repaid. Organizations like the American Association of Colleges of Nursing (AACN) and the National Student Nurses' Association (NSNA) offer scholarships specifically for nursing students. 

2. Work Part-Time or PRN

Balancing work and nursing school is tough, but part-time or per diem (PRN) jobs can help. Many hospitals and clinics offer flexible roles for nursing students, like patient care techs or nursing assistants. These positions not only provide income but also valuable clinical experience. 

3. Budget Like a Pro

Creating a budget is non-negotiable. Track your income (loans, scholarships, paychecks) and expenses (rent, food, school supplies). Apps like Mint or YNAB can help. Prioritize necessities and cut back on non-essentials, like that daily latte. Remember, this is temporary!

4. Buy Used or Rent Textbooks

Textbooks are a major expense, but you don't always need brand-new copies. Rent from sites like Amazon or Chegg, or buy used from upperclassmen. Nurselytic's blog has tips on saving money on study materials.

5. Take Advantage of Student Discounts

Your student ID is a golden ticket to discounts on software, scrubs, and even groceries. Always ask if a student discount is available; you'd be surprised how often it is!

6. Consider Loan Forgiveness Programs

If you've taken out loans, research loan forgiveness programs like the Nurse Corps Scholarship or Public Service Loan Forgiveness (PSLF). These programs reward nurses who work in underserved areas or public service roles.

7. Lean on Your Support System

You're not alone. Reach out to family, friends, or mentors for emotional and financial support. Many nursing students barter skills (like tutoring for rent) to make ends meet.

Final Thoughts

Nursing school is a financial marathon, not a sprint. With smart planning, resourcefulness, and a little grit, you can make it through without drowning in debt. For more tips on acing nursing school, check out Nurselytic's resources, including TEAS 7 and HESI A2 prep tools. You've got this, future nurse!